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# Gallagher Perks

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- [Home](https://gallagherperks.com/) - Welcome Gallagher Clients! As a client of Gallagher, your exclusive savings go beyond just an insurance policy. We've partnered with some of today's best companies to provide you great discounts on goods and services! Want More Perks? Already a Client? Visit Gallagher Go Now! Not a Client? Visit gallaghersmallbusiness.com Gallagher does not guarantee specific
- [Vacations and Travel](https://gallagherperks.com/perksforlife/travel/) - Vacations and Travel From discounts in travel and accommodations to tickets for attractions and theme parks, Gallagher Perks for Life can help you with your next vacation plans. Avis Car Rentals Drive on. Save up to 25% on Avis base rates plus get other great offers. Life is nonstop. We're here to keep you moving.
- [Travel](https://gallagherperks.com/travel/) - Travel Discounts Whether you travel on business, or leisure, we've got you covered. Save on car rentals and hotels from name brands you know and trust. Avis Car Rentals Drive on. Save up to 35% off Avis base rates plus get other great offers. Life is nonstop. We're here to keep you moving. From the
- [Insurance](https://gallagherperks.com/perksforlife/insurance/) - Insurance As our valued client, Gallagher Perks for Life offers you access and discounts to specialized insurance plans. Spot Life is full of surprises. Spot plans help pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in the U.S. or Canada. Get a
- [Business](https://gallagherperks.com/business/) - Business Essentials We understand that running a small business is difficult. So we make saving money on everything from office supplies to background checks and everything in between, easy. UPS® The world moves fast - and your Gallagher Customer UPS® Savings Program has the tools you need to help your small business move even faster.
- [Health](https://gallagherperks.com/perksforlife/health/) - Health and Wellness Gallagher Perks for Life provides you with access to savings and discounts on specialized health and wellness plans as a thank you for being out valued client. Worldwide Concierge Medical Care For active business executives, highly mobile individuals and their families, encountering sudden medical issues - whether at home or during a
- [Home Office and Business](https://gallagherperks.com/perksforlife/business/) - Home Office and Business We know now, more than ever people are working from home. Gallagher Perks for Life wants to provide you with discounts to hopefully make that work a little easier. AKKO Device Protection Gallagher now partners with AKKO, an industry leader in device protection plans. AKKO offers full protection for your smartphone,
- [Homeowner Savings](https://gallagherperks.com/perksforlife/homeowner/) - Homeowner Savings Whether you're moving your home, furniture or just establishing your home office, click here for special offers for you from ODP Business Solutions, UPS and more StreamLabs Water Leak Detection Did you know that one out of 50 homeowners file a water damage claim each year? Now leak protection is easier than ever
- [Special Offers](https://gallagherperks.com/perksforlife/offers/) - Special Offers As a thank you for being our valued client, we want to provide you with special offers on unique programs through Gallagher Perks for Life. AKKO Device Protection Gallagher now partners with AKKO, an industry leader in device protection plans. AKKO offers full protection for your smartphone, laptop, tablet and more with a
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- [E-Bike Boom: Insurance Tips to Help You Navigate This Trend](https://gallagherperks.com/perksforlife/advisor-insights/e-bike-boom-insurance-tips-to-help-you-navigate-this-trend/) - If you've noticed more electric bikes, or e-bikes, on the road recently, you're not alone. These motor-assisted bikes help riders get more out of the health benefits of biking, pushing them to go further than their pedal-only counterparts. Hailed as a sustainable alternative to car-based travel, e-bikes also help environmentally minded commuters avoid the
- [Advisor Insights](https://gallagherperks.com/perksforlife/advisor-insights/) - Personal Insurance Advisor Insights Lifestyle protection delivered with expertise and global resources. Latest Important Note: The information contained in this report was obtained from sources, which to the best of the writer's knowledge, are authentic and reliable. Gallagher makes no guarantee of results, and assumes no liability in connection with either the way information herein
- [Summer Cycling Craze: What You Need to Know About E-Bikes](https://gallagherperks.com/perksforlife/advisor-insights/summer-cycling-craze-what-you-need-to-know-about-e-bikes/) - Motor-assisted electric bikes, or e-bikes, help riders get more of the health benefits of biking, pushing them to go farther than their pedal-only counterparts. This summer, we'll help you understand e-bike offerings and their unique insurance considerations so you can select the ride that fits your needs while ensuring your liability exposures are properly
- [Newsletter](https://gallagherperks.com/newsletter/) - The Link Newsletter Connecting You With Small Business News and Advice Archive 2024 April 2024 January 2024 2023 November 2023 (Special Edition) October 2023 July 2023 April 2023 January 2023 2022 November 2022 (Special Edition) October 2022 August 2022 April 2022 January 2022 2021 November 2021 September 2021 June 2021 April 2021 2020 December 2020
- [Dive In: Three Luxe Pool Design Trends for 2024](https://gallagherperks.com/perksforlife/advisor-insights/dive-in-three-luxe-pool-design-trends-for-2024/) - A backyard pool can be a relaxing place to beat the heat, socialize with loved ones and get some valuable exercise. Whether you're looking to update your existing pool or build new, here are some of the top backyard pool trends to look for in 2024 - and a key insurance consideration to
- [Top Luxury Cars and Auto Insurance Coverages for 2024](https://gallagherperks.com/perksforlife/advisor-insights/top-luxury-cars-and-auto-insurance-coverages-for-2024/) - Is there anything more energizing than the feeling of the open road, engine thrumming and the scenic vista blurring by as you power through turns in a thrilling new vehicle? This article will cover some of the top luxury vehicles we're looking forward to this year and some of the necessary insurance protections
- [Where to Find Luxury in the Airport](https://gallagherperks.com/perksforlife/advisor-insights/where-to-find-luxury-in-the-airport/) - With that in mind, here are our top three places in airports where well-heeled flyers can enjoy five-star wellness treatments, meals from top-rated chefs and even private chauffeurs who can ferry you directly to your flight. Airport Spas Bid the stress of travel au revoir with a relaxing and rejuvenating airport spa treatment.
- [Home Valuation vs. Replacement Costs: What You Need to Know](https://gallagherperks.com/perksforlife/advisor-insights/home-valuation-vs-replacement-costs-what-you-need-to-know/) - Your homeowners, renters or condo insurance provides valuable peace of mind should the unexpected come to pass by mitigating the financial implications of covered losses. As we continue to feel the ongoing effects of climate change - resulting in more extreme weather events that can damage our homes and property, such as floods
- [Advisor Insights](https://gallagherperks.com/perksforlife/advisor-insights-2/) - Personal Insurance Services Advisor Insights Lifestyle protection delivered with expertise and global resources. Latest Important Note: The information contained in this report was obtained from sources, which to the best of the writer's knowledge, are authentic and reliable. Gallagher makes no guarantee of results, and assumes no liability in connection with either the way information
- [Take the Plunge: Three Pool Design Trends for 2024](https://gallagherperks.com/perksforlife/advisor-insights/take-the-plunge-three-pool-design-trends-for-2024/) - A backyard pool can be a relaxing place to beat the heat, socialize with loved ones and get some valuable exercise. Whether you're looking to update your existing pool or build new, here are some of the top backyard pool trends to look for in 2024 - and a key insurance consideration to
- [How to Plan a Multigenerational Trip Everyone Will Love](https://gallagherperks.com/perksforlife/advisor-insights/how-to-plan-a-multigenerational-trip-everyone-will-love/) - In today's busy world, it can be difficult for families to find time to connect without the interruptions of the outside world. By making your next vacation a multigenerational trip, you can connect with your loved ones on a deeper level and create memories that will last a lifetime. Before scheduling your trip,
- [Rental Car Insurance: Is It Necessary?](https://gallagherperks.com/perksforlife/advisor-insights/rental-car-insurance-is-it-necessary/) - If you're renting a car, it's easy to get overwhelmed by the insurance options offered at the rental counter. You can quickly lose sight of policies you already carry and, unfortunately, waste money on additional protection you don't need. At the same time, don't be overconfident your insurance will protect you in all
- [Avoid Last Year’s Most Frequent Insurance Claims With These Tips](https://gallagherperks.com/perksforlife/advisor-insights/avoid-last-years-most-frequent-insurance-claims-with-these-tips/) - Your insurance is a financial safety net, there to help you recover from costly incidents, such as automotive accidents, theft and home damage and other events that could disrupt your life. Insurance also helps to protect the things you care about the most - your loved ones and valued belongings alike. Some of
- [The Conscious Collector: How to Protect Your Watches and Jewelry](https://gallagherperks.com/perksforlife/advisor-insights/the-conscious-collector-how-to-protect-your-watches-and-jewelry/) - Every piece of jewelry tells a story. Carefully crafted in stunning gold, silver or platinum, these items can transport us through time. The gleam of a diamond-studded wedding band can instantly bring you back to the moment you spoke your vows. At the same time, a beloved heirloom Rolex can remind you of
- [In Vino, Opes: Wine as a Luxury Investment](https://gallagherperks.com/perksforlife/advisor-insights/in-vino-opes-wine-as-a-luxury-investment/) - For wine enthusiasts, each step that precedes a glass of wine is an intimate ritual. The rasp of the foil cutter against the bottle. The tension of the cork before it finally releases with a pop! A brief meditative rest, allowing the flavors to bloom to their full potential. Then, finally, a taste.
- [Five Must-Have Amenities in Your Luxury Ski Chalet](https://gallagherperks.com/perksforlife/advisor-insights/five-must-have-amenities-in-your-luxury-ski-chalet/) - Skiing is one of the world's most popular winter sports, blending adrenaline-inducing speeds with the unmatched beauty and splendor of snow-capped mountains and frosted fir forests. Ski chalets are a popular must-have among high earners, with the price of ski chalets in resorts rising by 4.4% on average from June 2022 to the
- [Turn Heads with These 2024 Jewelry Trends](https://gallagherperks.com/perksforlife/advisor-insights/turn-heads-with-these-2024-jewelry-trends/) - With the right piece of jewelry or a signature watch, you can elevate an everyday look to something that turns heads no matter where you go. Here are some of the top trends we're seeing in 2024 and advice on how to protect your growing jewelry collection. Making Waves with Pearls and Aquatic
- [Understanding Personal Insurance: How It Works and What’s Affecting Your Rates](https://gallagherperks.com/perksforlife/advisor-insights/understanding-personal-insurance-how-it-works-and-whats-affecting-your-rates/) - Life is full of uncertainties, but with the power of personal insurance, you can weather unknowns more easily. Personal insurance is a valuable safety net that provides our homes, cars, health and loved ones with a powerful financial cushion should the unexpected happen. Most people understand the financial implications of personal insurance -
- [New Year, New You: Four Insurance Tips for a Fresh Start](https://gallagherperks.com/perksforlife/advisor-insights/new-year-new-you-four-insurance-tips-for-a-fresh-start/) - As we welcome the New Year, many of us have already thought about the best way to start 2024 on the right foot. Whether you're mulling over common resolutions like exercising more, eating out less or spending more quality time with the people that matter most, you shouldn't overlook one crucial aspect of
- [Top Travel Destinations for an Unforgettable Holiday Getaway](https://gallagherperks.com/perksforlife/advisor-insights/top-travel-destinations-for-an-unforgettable-holiday-getaway/) - The holiday season is a valuable time to get together with family and friends while reminding ourselves of the people and things that matter most. For many of us who choose to travel in an effort to take a break from the sub-zero temperatures, freezing rain and snow storms that commonly accompany winter's
- [Four Tips to Get Your Summer Home Ready for Winter](https://gallagherperks.com/perksforlife/advisor-insights/four-tips-to-get-your-summer-home-ready-for-winter/) - Many people took advantage of low mortgage and interest rates during the pandemic to purchase a second home. According to Pacaso's Second Home Market Report, second-home transactions peaked in the summer of 2020 and spring of 2021 - ultimately reaching a high of 103.7% year-over-year growth in the fall of 2020 - before cooling
- [Deck the Halls: Tips for a Glamorous (and Safe) Holiday Party](https://gallagherperks.com/perksforlife/advisor-insights/deck-the-halls-tips-for-a-glamorous-and-safe-holiday-party/) - When you picture the perfect holiday party, what do you imagine? Is your property bedecked in gleaming silver and crystal and the cold air thick with the smell of balsam fir? Are the tables heavy with a lavish and carefully planned spread orchestrated by your personal chef or event planner? Whether your party
- [In Vino, Veritas: Essential Questions for Building a Wine Collection](https://gallagherperks.com/perksforlife/advisor-insights/in-vino-veritas-essential-questions-for-building-a-wine-collection/) - For wine enthusiasts, each step that precedes a glass of wine is an intimate ritual. The rasp of the foil cutter against the bottle. The tension of the cork before it finally releases with a pop! A brief meditative rest, allowing the flavors to bloom to their full potential. Then, finally, a taste.
- [Managing the Challenges of Pet Ownership](https://gallagherperks.com/perksforlife/advisor-insights/managing-the-challenges-of-pet-ownership/) - Traveling with your pet is usually fun and rewarding once you arrive at your destination; however, getting there can be trying. That's because you must plan ahead to make sure your animal is safe and comfortable in transit and compliant with local regulations at journey's end. Complete the following tasks as part of
- [Black Friday and Cyber Monday: How to Avoid Cybercriminals](https://gallagherperks.com/perksforlife/advisor-insights/black-friday-and-cyber-monday-how-to-avoid-cybercriminals/) - Poised at the precipice of the busy holiday season, Black Friday and Cyber Monday are a siren call for shoppers keen on finding the perfect gift for their loved ones. Boasting a bonanza of bargains, dozens of designer deals and a choice selection of specials, it should come as no surprise that in
- [Protecting Your Home Against Wildfires](https://gallagherperks.com/perksforlife/advisor-insights/protecting-your-home-against-wildfires/) - The risk of wildfires is increasing in most areas of the world as climate change intensifies. Drought conditions create deadly opportunities for a stray spark or ember to spiral out of control. As witnessed during the deadly wildfires that began in Maui, Hawaii, on Aug. 8 and destroyed the historic town of Lahaina,
- [Avoiding the Travel Frenzy: Luxury Travel Trends for a Sophisticated, Authentic Trip](https://gallagherperks.com/perksforlife/advisor-insights/avoiding-the-travel-frenzy-luxury-travel-trends-for-a-sophisticated-authentic-trip/) - Planning a trip abroad? If so, you're not alone. Pent-up travel demand is driving strong bookings in sunny locations like Italy, Spain, Greece and Portugal, which could receive record tourism revenues in 2023, according to a Reuters report. Many reports point to the extreme popularity of shows set throughout the continent, like The
- [Ode to Open-Air Driving](https://gallagherperks.com/perksforlife/advisor-insights/ode-to-open-air-driving/) - You're driving your Rolls-Royce Dawn convertible on Mulholland Drive in the Hollywood Hills of California. Your car top is down, the golden sun is warming your body and the breeze is rippling playfully through your hair. As you navigate the sinuous road that many compare to the German Nürburgring racetrack, you hear the
- [Living Alfresco: How to Create a Luxurious Outdoor Kitchen](https://gallagherperks.com/perksforlife/advisor-insights/living-alfresco-how-to-create-a-luxurious-outdoor-kitchen/) - Once you start dining and entertaining alfresco in a luxurious outdoor kitchen, you'll never want to cook indoors again. Unsurprisingly, the outdoor kitchen trend remains popular following the pandemic-fueled years where the only option to socialize safely was to take the party outside. Despite the return to normalcy, outdoor kitchens continue to be
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- [How to Prepare for a Hurricane](https://gallagherperks.com/perksforlife/advisor-insights/how-to-prepare-for-a-hurricane/) - Of all extreme climate events, hurricanes have been the most destructive. For instance, Hurricane Ian, which struck the southwest Florida coast in 2022, was a Category 4 storm. Its sustained 150 mph winds and immense storm surge washed away entire coastal communities, killing 152 people and causing $112.9 billion in property damage. As
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- [How To Protect Yourself Against Car Theft](https://gallagherperks.com/perksforlife/advisor-insights/how-to-protect-yourself-against-car-theft/) - Car theft is an increasingly common problem impacting more than a million individuals every year. According to data compiled by the National Insurance Crime Bureau (NICB), car thefts have steadily risen since 2019. From 801,023 reported car thefts in 2019 to 888,011 in 2020, increasing again to 937,976 in 2021. In 2022, car
- [Today’s Travel Trends: Where To Go and What To Do](https://gallagherperks.com/perksforlife/advisor-insights/todays-travel-trends-where-to-go-and-what-to-do/) - Traveling looks different today than it did a few years ago. Now that we're past a worldwide pandemic and everything is returning to normal again, people are ready to make up for lost time. It's not hyperbole to say the past couple of years post-pandemic have felt busier than usual for all of
- [Travel Woes: How to Avoid — and Reclaim — Lost Luggage](https://gallagherperks.com/perksforlife/advisor-insights/travel-woes-how-to-avoid-and-reclaim-lost-luggage/) - This summer, air travel demand is expected to reach new heights, with over a quarter of Americans planning to book leisure travel at levels not seen since before the pandemic, according to consumer insights published by the U.S. Travel Association. Approximately 26% of second-quarter survey respondents plan on increasing their leisure travel spending,
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- [Organic, Sustainable and Mindful: Timeless Interior Design Trends](https://gallagherperks.com/perksforlife/advisor-insights/organic-sustainable-and-mindful-timeless-interior-design-trends/) - Interior design trends are shifting from "quantity" to "quality" as high-end homeowners and interior designers grow tired of maximalist spaces - a movement previously characterized by bold colors, patterns and eye-catching statement pieces. High-quality sophistication and refinement are the focus of 2023, captured throughout the home in luxurious and timeless materials such as
- [Essential Travel Safety Tips for All Stages of Your Trip](https://gallagherperks.com/perksforlife/advisor-insights/essential-travel-safety-tips-for-all-stages-of-your-trip/) - Vacations aren't just great opportunities to experience new sights and cultures; they also provide a valuable opportunity to relax and recover from the stresses of your everyday life. Unfortunately, an extended trip away from home also provides opportunities for crime at home and abroad. Reduce your risk and travel confidently by following these
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- [Prevent Water Damage in Your Home](https://gallagherperks.com/perksforlife/advisor-insights-2/prevent-water-damage-in-your-home/) - Did you know that water is the number one cause of home damage? No matter how small, leaks can cause significant damage to your home - averaging about $55,000 - and ruin irreplaceable sentimental items. Learn how to safeguard your home and belongings against water damage by downloading our complimentary whitepaper, Water Detection to
- [Refresh Your Kitchen With These Renovation Ideas](https://gallagherperks.com/perksforlife/advisor-insights/refresh-your-kitchen-with-these-renovation-ideas/) - You don't have to take your kitchen down to the studs to improve your home's value. Simple changes like painting the kitchen cabinets, installing a kitchen island or replacing outdated appliances can help you breathe new life into your kitchen. If you're considering remodeling or updating your kitchen this year, review our list
- [How To Keep Your Jewelry Safe When Traveling](https://gallagherperks.com/perksforlife/advisor-insights/how-to-keep-your-jewelry-safe-when-traveling/) - You want to look your best while on vacation, so you probably pack accessories to go with your apparel - such as fine jewelry or watches - you might not get to wear daily. Showcasing your jewelry or leaving it unattended makes you vulnerable to theft, turning what was supposed to be a
- [Comprehensive vs. Collision Insurance: What is the Difference?](https://gallagherperks.com/perksforlife/advisor-insights/comprehensive-vs-collision-insurance/) - When it comes to car insurance, there are many different types and plans available. Many people need help understanding the difference between comprehensive and collision coverage, which can be confusing when deciding between the types of coverage right for them. Below, we'll look at what sets comprehensive and collision coverage apart, so you
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- [Business](https://gallagherperks.com/newsletter-2/) - The Link Newsletter Connecting You With Small Business News and Advice Archive 2023 January 2023 2022 November 2022 (Special Edition) October 2022 August 2022 April 2022 January 2022 2021 November 2021 September 2021 June 2021 April 2021 2020 December 2020 November 2020 (Special Edition) July 2020 March 2020 (Special Edition) February 2020 2019 October 2019
- [Perks For Life](https://gallagherperks.com/perksforlife/) - Perks For Life Welcome to great complimentary discounts and benefits exclusively available to you as our valued client. Homeowner Savings Vacation & Travel Insurance Health & Wellness Home Office & Business Special Offers Useful Tips for Home and Life You can count on 90+ years of expertise helping our clients better manage their risks. We
- [Why You Should Insure Your Jewelry Like the Stars Do](https://gallagherperks.com/perksforlife/advisor-insights/why-you-should-insure-your-jewelry-like-the-stars-do/) - Many of us love to adorn ourselves with jewelry, but how many of us think about protecting our investment? Celebrities like Kim Kardashian and Cher certainly do, as private insurance is often a must for those in the limelight. Here are a few reasons why everyone should consider insuring their jewelry, just like
- [State of the Florida Property Market](https://gallagherperks.com/perksforlife/advisor-insights/state-of-the-florida-property-market/) - A State of Distress The Florida property insurance industry is in a state of distress, and this was recently magnified with the landfall of Hurricane Ian in September 2022 and Hurricane Nicole in November 2022. While Florida has always been a complex home insurance market, the latest developments contribute to the hardest market
- [Six Insurance Mistakes to Avoid](https://gallagherperks.com/perksforlife/advisor-insights/six-insurance-mistakes-to-avoid/) - Navigating insurance can be tricky and confusing. It's impossible to anticipate when accidents or other unpredictable expenses may arise. With the proper knowledge, you can avoid common pitfalls and arm yourself with the best information available to ensure your insurance meets your unique needs. Below we'll explore six common mistakes people make when
- [Insurance Trends for Popular Second Home Locations](https://gallagherperks.com/perksforlife/advisor-insights/insurance-trends-for-popular-second-home-locations/) - When considering the purchase of a second home, one essential factor to think about is insurance. Whether you're looking at an idyllic beachside property or an elegant urban apartment- understanding current trends in insurance coverages will help protect your assets and provide peace of mind. Read on to learn about the most common
- [Why You Need A Home Inventory](https://gallagherperks.com/perksforlife/advisor-insights/why-you-need-a-home-inventory/) - Let's face it, life is unpredictable and can throw you curve balls left and right. Unfortunately, many of us aren't prepared when disaster- in the form of a house fire or theft- strikes. Many people assume their homeowner's insurance will cover everything lost in such an event, but that isn't the case, as
- [The Benefits and Risks of Household Staff](https://gallagherperks.com/perksforlife/advisor-insights/the-benefits-and-risks-of-household-staff/) - Hiring household staff members can be an intimidating process, but the extra support it provides could make your life easier and more enjoyable. Having a housekeeper, nanny, cook or other skilled professionals in your home frees up valuable time to dedicate to family needs, your career or personal hobbies. However, hiring help also
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- [Business Essentials](https://gallagherperks.com/discounts/) - Toggle Navigation Business Perks Discounted Shipping Office Supplies Cyber Protection Job Listings Email Marketing Technology Discounts Card Processing Pricing Background Screening Prescription Savings Telecommunications Travel Perks Car Rentals Hotel Rentals Auto Rebates The Link Newsletter November 2021 September 2021 June 2021 April 2021 December 2020 November 2020 - Specal Edition July 2020 March 2020 -
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- [Private](https://gallagherperks.com/private/) - Perks For Life Welcome to great complimentary discounts and benefits exclusively available to you as our valued client. Homeowner Savings Vacation & Travel Insurance Health & Wellness Home Office & Business Special Offers Useful Tips for Home and Life You can count on 90+ years of expertise helping our clients better manage their risks. We
- [Preferred](https://gallagherperks.com/preferred/) - Perks For Life Welcome to great complimentary discounts and benefits exclusively available to you as our valued client. Homeowner Savings Vacation & Travel Insurance Health & Wellness Home Office & Business Special Offers Useful Tips for Home and Life You can count on 90+ years of expertise helping our clients better manage their risks. We
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