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Dive In: Three Luxe Pool Design Trends for 2024
A backyard pool can be a relaxing place to beat the heat, socialize with loved ones and get some valuable exercise. Whether you’re looking to update your existing pool or build new, here are some of the top backyard pool trends to look for in 2024 — and a key insurance consideration to take into account — when crafting the perfect backyard oasis.
Top Luxury Cars and Auto Insurance Coverages for 2024
Is there anything more energizing than the feeling of the open road, engine thrumming and the scenic vista blurring by as you power through turns in a thrilling new vehicle? This article will cover some of the top luxury vehicles we’re looking forward to this year and some of the necessary insurance protections you should have before you hit the road in your new car.
Where to Find Luxury in the Airport
Going to the airport can make even the most frequent flier jaded. With that in mind, here are our top three places in airports where well-heeled flyers can enjoy five-star wellness treatments, meals from top-rated chefs and even private chauffeurs who can ferry you directly to your flight.
Summer Cycling Craze: What You Need to Know About E-Bikes
Motor-assisted electric bikes, or e-bikes, help riders get more of the health benefits of biking, pushing them to go farther than their pedal-only counterparts. This summer, we’ll help you understand e-bike offerings and their unique insurance considerations so you can select the ride that fits your needs while ensuring your liability exposures are properly handled.
Take the Plunge: Three Pool Design Trends for 2024
A backyard pool can be a relaxing place to beat the heat, socialize with loved ones and get some valuable exercise. Whether you’re looking to update your existing pool or build new, here are some of the top backyard pool trends to look for in 2024 — and a key insurance consideration to take into account — when crafting your backyard oasis.
How to Plan a Multigenerational Trip Everyone Will Love
In today’s busy world, it can be difficult for families to find time to connect without the interruptions of the outside world. By making your next vacation a multigenerational trip, you can connect with your loved ones on a deeper level and create memories that will last a lifetime. Before scheduling your trip, here are some considerations to ensure that everyone enjoys themselves on your journey.
Home Valuation vs. Replacement Costs: What You Need to Know
Your homeowners, renters or condo insurance provides valuable peace of mind should the unexpected come to pass by mitigating the financial implications of covered losses. As we continue to feel the ongoing effects of climate change — resulting in more extreme weather events that can damage our homes and property, such as floods and wildfires — carrying the proper coverage to make yourself whole again is essential.
Rental Car Insurance: Is It Necessary?
If you’re renting a car, it’s easy to get overwhelmed by the insurance options offered at the rental counter. Before securing a car for business or pleasure in the U.S., take the time to familiarize yourself with the rental-specific benefits of common insurance coverages and the ins and outs of rental company insurance offerings.
Five Must-Have Amenities in Your Luxury Ski Chalet
Ski chalets are a popular must-have among high earners, with the price of ski chalets in resorts rising by 4.4% on average from June 2022 to the same time in 2023. If you’re interested in investing in your very own luxury ski chalet, here are some must-have amenities to keep in mind for you and your guests.
In Vino, Opes: Wine as a Luxury Investment
While flavorful wines can be the perfect accompaniment to a dinner party or social event, that’s not their only benefit. A carefully curated wine collection can also deliver a fine financial return on your initial investment.
The Conscious Collector: How to Protect Your Watches and Jewelry
Every piece of jewelry tells a story. Carefully crafted in stunning gold, silver or platinum, these items can transport us through time. In this article, we'll cover ways to protect your watch or jewelry collection at home and with the powerful benefits of jewelry insurance.
New Year, New You: Four Insurance Tips for a Fresh Start
Whether you’re mulling over common resolutions like exercising more, eating out less or spending more quality time with the people that matter most, you shouldn’t overlook one crucial aspect of your life — your insurance policies.
E-Bike Boom: Insurance Tips to Help You Navigate This Trend
As e-bikes become more popular, many owners discover they exist in a unique insurance grey area — they're motorized, unlike standard bikes, but don't require a driver's license, special training or proof of insurance to operate — and carry unique risks not associated with conventional bicycles.
Turn Heads with These 2024 Jewelry Trends
With the right piece of jewelry or a signature watch, you can elevate an everyday look to something that turns heads no matter where you go. Here are some of the top trends we’re seeing in 2024 and advice on how to protect your growing jewelry collection.
Understanding Personal Insurance: How It Works and What’s Affecting Your Rates
Life is full of uncertainties, but with the power of personal insurance, you can weather unknowns more easily. In this article, we’ll dive into the basics of personal insurance and how external factors, such as climate change and labor shortages, impact your rates.
Deck the Halls: Tips for a Glamorous (and Safe) Holiday Party
The holiday season is a valuable opportunity to surround yourself with family and friends who matter most. As you prepare for the holidays, here are some party considerations that will create a bounty of fond seasonal memories for your guests — and have them eagerly awaiting an invitation to next year’s fête.
Top Travel Destinations for an Unforgettable Holiday Getaway
The holiday season is a valuable time to get together with family and friends while reminding ourselves of the people and things that matter most. Whether you’re looking for a reprieve from the cold in favor of warmer climates or are seeking a picturesque destination, review our list of the top four places to travel this holiday season.
In Vino, Veritas: Essential Questions for Building a Wine Collection
For wine enthusiasts, each step that precedes a glass of wine is an intimate ritual. The rasp of the foil cutter against the bottle. The tension of the cork before it finally releases with a pop! Is your idea of a perfect dinner party or gathering uncorking several bottles of wine and hosting a tasting? If so, it might be time to start a wine collection.
Managing the Challenges of Pet Ownership
Animal companions bring a bounty of benefits to our lives. There are, unfortunately, common issues associated with pet ownership as well. We’ve compiled some best practices to help you and your furry friend through each situation.
Black Friday and Cyber Monday: How to Avoid Cybercriminals
Poised at the precipice of the busy holiday season, Black Friday and Cyber Monday are a siren call for shoppers keen on finding the perfect gift for their loved ones. The flurry of shopping activity surrounding this time of year makes seasonal shoppers a desirable target for cybercriminals.
Four Tips to Get Your Summer Home Ready for Winter
Many people took advantage of low mortgage and interest rates during the pandemic to purchase a second home. Second properties are a commitment; if something goes wrong while you’re away, you could return to a damaged home and significant repair bills. Here are some tips to help you protect your investment and winterize your property.
Living Alfresco: How to Create a Luxurious Outdoor Kitchen
Once you start dining and entertaining alfresco in a luxurious outdoor kitchen, you’ll never want to cook indoors again.
Avoiding the Travel Frenzy: Luxury Travel Trends for a Sophisticated, Authentic Trip
Planning a trip abroad? If so, you’re not alone. Pent-up travel demand is driving strong bookings in sunny locations like Italy, Spain, Greece and Portugal, which could receive record tourism revenues in 2023, according to a Reuters report.
Ode to Open-Air Driving
You’re driving your Rolls-Royce Dawn convertible on Mulholland Drive in the Hollywood Hills of California. Your car top is down, the golden sun is warming your body and the breeze is rippling playfully through your hair.
How to Prepare for a Hurricane
Of all extreme climate events, hurricanes have been the most destructive. For instance, Hurricane Ian, which struck the southwest Florida coast in 2022, was a Category 4 storm.
Today's Travel Trends: Where To Go and What To Do
Traveling looks different today than it did a few years ago. Now that we’re past a worldwide pandemic and everything is returning to normal again, people are ready to make up for lost time.
Travel Woes: How to Avoid — and Reclaim — Lost Luggage
This summer, air travel demand is expected to reach new heights, with over a quarter of Americans planning to book leisure travel at levels not seen since before the pandemic, according to consumer insights published by the U.S. Travel Association.
Protecting Your Home Against Wildfires
The risk of wildfires is growing as climate change causes more extreme weather events.
How To Protect Yourself Against Car Theft
Car theft is an increasingly common problem impacting more than a million individuals every year.
Organic, Sustainable and Mindful: Timeless Interior Design Trends
Interior design trends are shifting from “quantity” to “quality” as high-end homeowners and interior designers grow tired of maximalist spaces — a movement previously characterized by bold colors, patterns and eye-catching statement pieces.
The Benefits and Risks of Household Staff
Hiring household staff members can be an intimidating process, but the extra support it provides could make your life easier and more enjoyable.
Essential Travel Safety Tips for All Stages of Your Trip
Unfortunately, an extended trip away from home also provides opportunities for crime at home and abroad.
Refresh Your Kitchen With These Renovation Ideas
You don't have to take your kitchen down to the studs to improve your home's value. Simple changes like painting the kitchen cabinets, installing a kitchen island or replacing outdated appliances can help you breathe new life into your kitchen.
Avoid Last Year’s Most Frequent Insurance Claims With These Tips
Your insurance is a financial safety net, there to help you recover from costly incidents, such as automotive accidents, theft and home damage and other events that could disrupt your life.
How To Keep Your Jewelry Safe When Traveling
You want to look your best while on vacation, so you probably pack accessories to go with your apparel — such as fine jewelry or watches — you might not get to wear daily.
Six Insurance Mistakes to Avoid
Navigating insurance can be tricky and confusing. It's impossible to anticipate when accidents or other unpredictable expenses may arise. With the proper knowledge, you can avoid common pitfalls and arm yourself with the best information.
Comprehensive vs. Collision Insurance: What is the Difference?
When it comes to car insurance, there are many different types and plans available. Many people need help understanding the difference between comprehensive and collision coverage, which can be confusing when deciding between the types of coverage.
Why You Should Insure Your Jewelry Like the Stars Do
Many of us love to adorn ourselves with jewelry, but how many of us think about protecting our investment?
Insurance Trends for Popular Second Home Locations
Whether you're looking at an idyllic beachside property or an elegant urban apartment— understanding current trends in insurance coverages will help protect your assets and provide peace of mind.
State of the Florida Property Market
While Florida has always been a complex home insurance market, the latest developments contribute to the hardest market in recent history.
Why You Need A Home Inventory
Let's face it, life is unpredictable and can throw you curve balls left and right. Unfortunately, many of us aren't prepared when disaster— in the form of a house fire or theft— strikes.
Important Note: The information contained in this report was obtained from sources, which to the best of the writer's knowledge, are authentic and reliable. Gallagher makes no guarantee of results, and assumes no liability in connection with either the way information herein contained, or the business suggestions herein made. Moreover, it cannot be assumed that every acceptable business practice is contained herein. Any descriptions of coverage provided herein are not intended as an interpretation of coverage. Policy descriptions do not include all the policy terms and conditions contained in an actual policy, and should not be relied on for coverage interpretations. An actual insurance policy must always be consulted for full coverage details.